Terms & Conditions

1. A deposit to the value of 20% of the total purchase price is required to begin a lay-by.
2. Payments are to be made fortnightly.
3. Lay-bys should not exceed a 4 week period.
4. Failure to complete payments in the specified time makes the goods and the 20% deposit liable for forfeiture.
5. A lay-by can be cancelled by the purchaser within the 4 week period however the 20% deposit is payable as a cancellation fee.
6. Lay-by parcels cannot be broken or transferred without the 20% deposit being paid as a cancellation fee.
7. Lay-by items cannot be exchanged or refunded after the lay-by has been finalised and collected.